School bus insurance

1. Coverage Options
Comprehensive Coverage: Protects against damage to the school bus, theft, vandalism, and natural disasters.
Third-Party Liability: Covers damages caused to other vehicles, property, or individuals in the event of an accident involving the bus.
Passenger Liability: Provides coverage for injuries to students and staff while using the bus.
2. Benefits
Cashless Claim Facility: Access to a network of authorized service centers for hassle-free repairs without upfront payments.
Personal Accident Cover: Offers coverage for the driver and passengers in case of an accident.
24/7 Roadside Assistance: Provides support in emergencies such as breakdowns.
3. Add-On Covers
Zero Depreciation Cover: Ensures full claim value without deductions for depreciation on parts.
Engine Protection: Covers damages to the engine from specific risks, such as water ingress.
Coverage for Special Equipment: Additional coverage for specialized equipment used on the bus.
4. Premium Calculation
Premiums are influenced by factors such as the bus's make and model, its age, usage type (e.g., school transport), and the coverage options selected.
5. Claim Process
Filing a Claim: Typically involves submitting a claim form online or at a local office along with necessary documentation (registration, driver’s license, accident report).
Documentation Requirements: Proper documentation is essential for a smooth claims process.
6. Exclusions
Common exclusions may include normal wear and tear, mechanical failures, and damages incurred while driving under the influence.
7. Renewal Process
School bus insurance can usually be renewed online, ensuring continuous coverage without interruptions.

Compare School Bus Insurance Prices

SITTING CAPACITY OF THE BUS	INSURANCE COST
12	24050
15	26594
17	28290
20	30834
24	34226
27	36770
32	41010
37	45250
40	47797