Auto rickshaw insurance

1. Coverage Options
Comprehensive Coverage: Protects against damages to the auto rickshaw, theft, third-party liability, and natural disasters.
Third-Party Liability: Covers damages caused to third parties (vehicles, property, or individuals) due to an accident involving the auto rickshaw.
2. Benefits
Cashless Claim Facility: Access to a network of authorized service centers for cashless repairs.
Personal Accident Cover: Provides coverage for the driver and passengers in case of an accident.
24/7 Roadside Assistance: Helps with emergencies like breakdowns or accidents.
3. Add-On Covers
Zero Depreciation Cover: Ensures full claim value without deductions for depreciation.
Engine Protection: Covers damages to the engine from water ingression or other specified incidents.
4. Premium Calculation
The premium is determined by factors such as the age and model of the auto rickshaw, usage, and the level of coverage selected.
5. Claim Process
Filing a Claim: Involves submitting a claim form online or at a local office, along with necessary documents like registration, driver’s license, and accident reports.
Documentation: Proper documentation is crucial for a smooth claims process.
6. Exclusions
Typical exclusions may include wear and tear, mechanical failures, and damages occurring while driving under the influence of alcohol or drugs.
7. Renewal Process
Auto rickshaw insurance can generally be renewed online, allowing for easy continuation of coverage.

Auto Rickshaw Insurance Price List

Most popular auto rickshaws in India & their updated price list

AUTO RICKSHAW MODEL	PREMIUM
Bajaj Maxima	5499
Piaggio Ape	5675
TVS King	5638
Mahindra Alfa	5947
Lohia Hamsafar	6285