Tata Ace Insurance
1. Coverage Options
Comprehensive Coverage: Protects against damages to the vehicle, third-party liability, theft, and natural calamities.
Third-Party Liability: Covers damages to third-party property and injuries.
2. Benefits
Cashless Network: Access to a network of authorized service centers for cashless claims.
Personal Accident Cover: Provides coverage for the driver in case of accidents.
24/7 Roadside Assistance: Helps with emergencies like breakdowns.
3. Add-On Covers
Engine Protection: Coverage for engine damage due to water ingression or other issues.
Zero Depreciation Cover: Ensures full claim value without depreciation deductions.
4. Premium Calculation
Factors like the vehicle's age, model, usage, and the chosen coverage type influence the premium.
5. Claim Process
Filing a Claim: Simple online or offline process with required documents.
Documentation: Requires submission of registration details, driving license, and accident report.
6. Exclusions
General wear and tear, mechanical failure, and driving under the influence are typically not covered.
7. Renewal Process
Convenient online renewal options are available, ensuring continuity of coverage.
1. Coverage Options
Comprehensive Coverage: Protects against damages to the vehicle, third-party liability, theft, and natural calamities.
Third-Party Liability: Covers damages to third-party property and injuries.
2. Benefits
Cashless Network: Access to a network of authorized service centers for cashless claims.
Personal Accident Cover: Provides coverage for the driver in case of accidents.
24/7 Roadside Assistance: Helps with emergencies like breakdowns.
3. Add-On Covers
Engine Protection: Coverage for engine damage due to water ingression or other issues.
Zero Depreciation Cover: Ensures full claim value without depreciation deductions.
4. Premium Calculation
Factors like the vehicle's age, model, usage, and the chosen coverage type influence the premium.
5. Claim Process
Filing a Claim: Simple online or offline process with required documents.
Documentation: Requires submission of registration details, driving license, and accident report.
6. Exclusions
General wear and tear, mechanical failure, and driving under the influence are typically not covered.
7. Renewal Process
Convenient online renewal options are available, ensuring continuity of coverage.
Tata Ace Insurance Prices by Model & Sum Insured
| Model | Variant | Insured Declared Value IDV (INR) | Insurance Cost (INR/year) |
|---|---|---|---|
| Tata Ace Gold | CX | 4,41,000 | 16822 |
| LX | 4,66,000 | 16945 | |
| Ht | 4,75,000 | 17042 | |
| Tata Ace High Deck | Ht | 4,81,000 | 17124 |
| Tata Ace Zip XL | Cargo | 3,91,000 | 16499 |
| Diesel | 4,05,000 | 16600 | |
| Tata Ace Mega XL | XL | 4,68,000 | 16585 |
| CNG | 5,17,000 | 17145 | |
| Tata Ace Super | BS-IV | 4,09,000 | 16650 |
| BS-VI | 4,63,000 | 16875 | |
| Tata Ace Chota Hathi | BS-IV | 3,92,000 | 16542 |
| BS-VI | 4,08,000 | 16633 |
